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Here are the main visa pathways and investment strategies that can make overseas buyers (excluding Australians and Singaporeans) eligible to purchase residential property in New Zealand:

Visa Pathways to Property Ownership

1. Residence-Class Visa + “Ordinarily Resident” Status

  • If you hold a residence-class visa and have lived in New Zealand for at least 183 days in the past 12 months, you may be considered “ordinarily resident”.

  • This status allows you to buy residential property without Overseas Investment Office (OIO) consent.

2. One Home to Live In Consent

  • If you're not yet “ordinarily resident,” you can apply for OIO consent to buy one home to live in.

  • Requirements:

    • Must intend to live in the property as your main home.

    • Must move in within 3 months of purchase.

    • Must maintain visa status and physical presence.

    • Pre-approval is available for up to 12 months, useful for auctions.

3. Active Investor Plus Visa

  • Designed for high-net-worth individuals investing NZD $15 million or more.

  • Holders may be eligible to buy residential property valued over NZD $5 million without needing standard OIO consent.

  • This exemption is expected to be streamlined soon.

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New Zealand

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